Steps You Need to take after an Accident
Predicting an accident is impossible.It is not possible to predict an accident. Car accidents can happen at any time to different people. However, you should know what to do. It is essential you ensure that every person involved is safe. Below are things you should do immediately you have been involved in a car wreck.
The first things to do is call the police. The police will create an incident report. They also help in directing traffic and bring the scene back to normalcy. Make sure you have phone numbers of police on speed dial. You will be able to gather more evidence by immediately calling the police.
Securing the scene is very important. Make sure you don’t leave the scene of accident. You may get charged in case of death when you leave the scene. You should leave the scene after being instructed by the police to do so. Make sure you stay safe so as you don’t become a victim. As long as you are not injured, you need to stay safe.
It is vital to collect data of all those involved in the accident. You need to gather information such as driving license, driver’s name, social security number and witnesses. This information will be used to determine cause. Also, insurance investigator will be able to use this information.
It is essential you ensure that the safety of all those involved is assured. The passengers and drivers need to be moved to receive first aid. They all should be monitored closely. Those found to have injuries need to be rushed to the hospitals that are nearest.
You need to interview witnesses for you to determine the cause of accident. Some questions need to be asked to get factual information. Talking to witnesses is as part of preliminary investigations. To show liability, insurance companies and the police use witness’ account.
It is important you inform your insurance company after an accident has occurred. Insurance companies are liable for repaying owners of vehicles. You need to file a claim. They will assess the damage and know how to conduct reimbursements.
An appraisal is vital for compensation purposes. Registered valuers are the ones who perform appraisal. The estimate of the value is used by insurance companies.
It is essential you consider tracking the medical history of passengers and drivers involved in the accident. Any changes in their lives after the accident should be recorded and reported. Evaluate medical records to track their recovery process.
Make sure you take photos after an accident to use as evidence when filing for a claim. Photos show the extent of damages from the accidents. You can also photos to analyze a case.
When you file for a car accident claim you need to be vigilant for you to get full compensation. A simple mistake can make you lack compensation. Talk to an attorney to guide you through the process.